Experian

Remember in my Post,
"The Lizard Squad,"
where I said,
"Hacking is a World all its own and nothing can't be Hacked with the right knowledge and enough time spent."

Well,
Experian,
one of the
"Three Credit Reporting Agencies,"
in this country,
is the target of a class-action lawsuit,
filed in California.

Yeah!

One of the three Agencies,
which would not help me,
with my credit score after it was proved,
in a
"Court of Law,"
that my Identity had been stolen.

I've waited seven long years just to get back,
to what I call the
"Mendoza Line."

An expression used in Baseball to classify a low batting average.

The Mendoza Line,
in the
"Credit Score World,"
is a meager 620.

You need a score over 800 to get the banks to drool all over you.

The suit alleges that Experian negligently violated consumer protection laws when it failed to detect,
for nearly 10 months,
that a customer of its data broker subsidiary was a scammer who ran a criminal service that resold consumer data to identity thieves.  

 

The lawsuit comes just days after a judge in New Hampshire handed down a 13 year jail sentence against Hieu Minh Ngo,
a 25-year-old Vietnamese man who ran an ID theft service,
nefariously named
Superget.info
and
findget.me.

Ngo admitted hacking into
or otherwise illegally gaining access to databases belonging to some of the world’s largest data brokers,
including Court Ventures,
a company that Experian acquired in 2012.

He got access to some 200 million consumer records by posing as a private investigator based in the United States,
and for nearly ten months after Experian acquired Court Ventures,
Ngo continued paying for his customer's data searches via cash wire transfers from a bank in Singapore.

Not too bright on his part.

Ngo’s service sold access to
“fullz,”
the slang term for packages of consumer data that could be used to commit identity theft in victim's names.

The government says Ngo made nearly $2 million from his scheme.

According to the Justice Department,
the IRS has confirmed that 13,673 U.S. citizens,
whose stolen personal information was sold on
Ngo’s websites,
have been victimized through the filing of $65 million in fraudulent individual income tax returns.

Hieu Minh Ngo should have charged more for his services.

The people he sold the information to made 65 million dollars,
while he made only 2 million.

Now,
if he wasn't smart enough to hide some of that $2 million,
like $2 million of it,
after serving 6 years of jail time,
he'll get out early for good behavior
and a
"Fed Kick"
for committing a non-violent crime,
he'll have a wide awakening when he is deported if he wasn't born in the United States.

I'm not condoning what he did,
but I also don't like corporate Dinosaurs like
Experian,
who don't care for the little guy,
like myself,
and they just worry about their profits.

Now who sounds like the naive one?

Only in my perfect World would everyone do the right thing.

But where's the profit in that?

This is a Happy Jim Hauenstein,

And, 

"Ethical hacking! Is it not, an oxymoron?"

- Ankala V. Subbarao -

That's my story and I'm sticking to it!

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